Why should I invest in unit trusts?

Unit trusts offer individual investors a simple and effective way to invest and build wealth over time. Key benefits include:

1. Professional Management
   
   Unit trusts are managed by professional fund managers whose mandate is to identify the best investment opportunities, invest in them, and manage risk according to the unit trust's investment objective.
   
   Fund managers have an average of 3 to 5 years' experience in investment management. Through an international network, they have access to first hand macro and micro information which helps them make informed investment decisions.
    
2. Access to investment opportunities worldwide
   
   Due to high transaction cost, lack of time, information, and market access, individual investors may find it difficult to benefit from investment opportunities outside of Hong Kong. With one simple investment of as little as US$1,000, an investor can access these overseas investment opportunities through unit trusts.
    
3. Risk diversification
   
   As each unit trust invests in an average of over 50 securities, it offer investor maximum diversification, that is, the gain of one investment can be used to offset any loss in another due to unforeseen economic, political, and investment factors.
    
4. High liquidity and simple maintenance
   
   Like stocks, unit trusts are traded and can be bought and sold daily, providing easy access to your money.
   
   Many fund managers offer daily price quotation on newspapers and through their distributors, making it very easy to track your investments.