What should I consider when buying unit trusts?

When making a decision on what unit trust to buy, you can consider the following:

·         Your personal situation

·         Your investment goal

·         Your investment horizon

·         Your risk tolerance

·         The fund manager

Its reputation

·         Total funds under management

·         Investment process and infrastructure

·         After sales service

The fund

·         Historical track record - consistency and absolute results

·         Fund manager's expertise and experience with this fund

·         Whether it suits your personal situation